Privacy Policy
We're committed to protecting your personal information and being transparent about how we collect, use, and safeguard your data when you use pudastivasiari's financial tools and services.
Information We Collect
When you use our financial planning tools and calculators, we collect information that helps us provide better services. This includes details you provide directly and information gathered automatically through your interactions with our platform.
Personal Information You Provide
- Contact details including name, email address, phone number, and mailing address
- Financial information such as income, expenses, investment goals, and risk tolerance
- Account preferences and communication settings
- Payment information when using premium features
Automatically Collected Information
- Device information including IP address, browser type, and operating system
- Usage patterns and interaction data with our tools and calculators
- Cookies and similar tracking technologies for website functionality
- Location data when relevant to financial planning services
How We Use Your Information
Your information helps us deliver personalized financial insights, improve our services, and maintain the security of our platform. We're selective about how we use your data and always aim to provide genuine value.
Service Delivery
We use your financial information to generate accurate calculations, provide relevant recommendations, and customize your experience with our tools. This includes creating personalized dashboards and sending relevant market updates.
Communication and Support
We may contact you regarding account updates, service changes, educational content, and customer support matters. You can adjust your communication preferences at any time through your account settings.
We never sell your personal information to third parties. Any data sharing is limited to trusted service providers who help us operate our platform securely.
Data Protection and Security
Protecting your financial information is our top priority. We implement multiple layers of security controls and regularly update our protection measures to address emerging threats.
Technical Safeguards
- End-to-end encryption for sensitive financial data transmission
- Secure cloud storage with regular backup and disaster recovery procedures
- Multi-factor authentication options for account access
- Regular security audits and vulnerability assessments
Access Controls
Only authorized personnel with legitimate business needs can access your information. All access is logged and monitored, and our team receives regular privacy and security training.
Your Rights and Choices
Under Australian Privacy Principles, you have several rights regarding your personal information. We've made it straightforward to exercise these rights through your account dashboard or by contacting our support team.
Access Your Data
Request a copy of the personal information we hold about you, including how it's being used and who it's shared with.
Correct Information
Update or correct any inaccurate personal information in your account at any time through our platform.
Delete Your Account
Request deletion of your account and associated data, subject to legal retention requirements.
Data Portability
Export your financial data in a structured format that you can use with other services.
Making a Privacy Request
To exercise any of these rights, log into your account and visit the Privacy Settings section, or contact us directly. We'll respond to your request within 30 days and may need to verify your identity for security purposes.
Data Retention and Deletion
We keep your information only as long as necessary to provide our services and comply with legal obligations. Different types of data have different retention periods based on their purpose and regulatory requirements.
Retention Periods
- Account information: Retained while your account is active plus 7 years
- Financial calculations and reports: 5 years from last access
- Support communications: 3 years from resolution date
- Marketing preferences: Until you unsubscribe or request deletion
When data reaches the end of its retention period, we securely delete it from our systems unless we're required by law to keep it longer. You can request earlier deletion of most data types through your account settings.
Third-Party Services
We work with carefully selected service providers to deliver our financial tools and maintain our platform. These partnerships are governed by strict data protection agreements that limit how your information can be used.
Service Categories
- Cloud hosting providers for secure data storage and processing
- Payment processors for handling subscription and premium feature payments
- Analytics services to understand how our tools are used and improved
- Customer support platforms for managing your inquiries efficiently
We never share your financial calculations or personal planning data with marketing companies or data brokers. Our third-party relationships are strictly functional and bound by confidentiality agreements.
Cookies and Tracking
Our website uses cookies and similar technologies to remember your preferences, analyze site performance, and provide a personalized experience. You can control cookie settings through your browser or our preference center.
Cookie Types
- Essential cookies for website functionality and security features
- Preference cookies to remember your settings and customization choices
- Analytics cookies to understand site usage and improve user experience
- Marketing cookies for relevant content and communication preferences
You can disable non-essential cookies at any time without affecting core functionality. However, some features like personalized dashboards may not work optimally without preference cookies enabled.
Changes to This Policy
We review and update this privacy policy regularly to reflect changes in our services, legal requirements, or privacy practices. When we make significant changes, we'll notify you through email or a prominent notice on our website.
Notification Process
For major policy changes that affect how we use your information, we'll provide at least 30 days' notice. Minor updates, such as clarifications or address changes, will be posted directly to this page with an updated revision date.
We encourage you to review this policy periodically to stay informed about how we protect your information. The most current version is always available on our website.
Privacy Questions or Concerns?
If you have questions about this privacy policy or want to exercise your privacy rights, our team is here to help. We're committed to addressing your concerns promptly and transparently.